FEMA Appraisals
Navigating flood zone regulations. We provide specialized appraisals to determine compliance with FEMA's 50% Rule for substantial damage and improvement.
Understanding the 50% Rule
If your property is located in a Special Flood Hazard Area (SFHA) and requires repairs or improvements, you must comply with FEMA's "50% Rule." This rule states that if the cost of improvements or repairs equals or exceeds 50% of the building's market value, the entire structure must be brought up to current floodplain management standards.
Our FEMA-compliant appraisals determine the accurate market value of the structure (excluding land value) to help you and local officials accurately assess whether your project triggers the 50% threshold.
Substantial Improvement
Before undertaking major renovations or additions in a flood zone, our appraisal establishes the building's current value, allowing you to accurately budget repairs to stay under the 50% limit if desired.
Substantial Damage
After a flood or other disaster, an appraisal of the structure's pre-damage value is necessary to determine if the repair costs trigger the requirement to elevate or otherwise flood-proof the building.
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Please fill out the form for a quick quote, or call us directly. We'll review your property details and get back to you promptly.
602-428-9904- Accurate, unbiased opinion of value
- Confident decisions backed by real data
- Professionally defensible reports
- Fast turnaround times — never left waiting
- Local expertise from a true market specialist
- Direct access to your appraiser from start to finish
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(602) 428-9904